DMB Group™

DMB Insurance Group

Proud representative of Lincoln Heritage Life Insurance Company®.



DMB Stands for:

Desire, Mercy and Blessings.

Interested in a Final Expense Career?​

 Hiring Life Insurance Agents for Final Expense

Life Insurance Agent Positions Available in
Texas, Florida, New Mexico, NevadaUtah and Virginia.

Some Numbers

Claims processed in 2022
0 M
Lincoln Heritage paid in 2022
Agents processed since 2016
Daniela Etchegoyen
-Regional Manager-

”To me, your success is personal. You’re not in this alone.”

– Daniela Etchegoyen

In December 2008, just one week before Christmas, my husband, 3 daughters and I were facing a vehicle repossession, home foreclosure and were near bankruptcy. I went to church and prayed, asking God to guide me. If this was his will and I was to continue in the insurance business to show me the way. I put the pocket change I had into the church collection basket and went home with my faith.
One week later an ex-coworker, from 1 of the 11 insurance companies I had worked for, called me. He said “Daniela, I have found a great opportunity! They have training and leads all in Spanish!” I thought to myself “God is this it? What should I do?” I accepted the invitation to the agent training and when I arrived it was to my surprise to find training in English. I thought to myself “Oh No! Not again!” “What am I getting myself into?” At the time, my English was not primarily used for communication but my faith has always pushed me so I prayed “God I need $5,800 and I have exactly 31 days to pay Bank of America or I will lose my home. “ I grabbed some applications and never looked back. I was able to pay my mortgage within the 31 days.
For the following three years, I was Golden Memorial’s top producer, consecutively producing $300,000 a year in annualized premium. In these past 15 years, I have learned to speak fluent English. I was also honored to be given the title of Regional Manager. I’ve won 3 cars, numerous awards, trips and accolades. With the great support of Golden Memorial I have learned great leadership and business skills. Because of them I could see the future in this agency, the future that Mr. Ray Barragan saw for all of us. I want to thank the Barragan family for sharing this opportunity with all of us. God Bless everyone.
Looking back the main motivation has always been my family because they deserve the best. Today, I am so blessed to share this opportunity and grow successful agents. I am true testimony that if you work hard, the “American Dream” does come true.

– Daniela Etchegoyen

To discover, develop and deploy your talent as a final expense professional.

Learning Culture


Learn actionable solutions and tools for personal growth.


Develop confidence and achieve your goals.


Gain the skills to stay focused and motivated.



You’re just a few steps away from a happier and more fulfilled life


Check out our growing community

DMB's strategies helped me get out of my own way and thrive!
- Iman Edwards
The reason I chose DMB Insurance Group is because they have 100% support.
- Delta Ruiz
Thanks to DMB, I have the confidence to go after my dreams.
- Lakeita Opore

Licensing Program Available

Do you need your insurance license?

We have you covered.

Online classes are available.​



Licensing and contracting for the entire state of Nevada.



Licensing and contracting for the Texas Gulf Coast Areas.


New Mexico

Licensing and contracting for the entire state of New Mexico.



Licensing and contracting for the entire state of Utah.



Licensing and contracting for parts of the state of Florida.

We will be in touch with you

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